Vail, renowned for its world-class ski slopes and luxurious lifestyle, offers an exclusive real estate market. Local Jumbo is your gateway to mortgage solutions for Vail’s range of high-end properties, from opulent ski-in/ski-out chalets to elegant resort homes.
Envisioning a luxury home in Vail’s alpine paradise? Local Jumbo’s network of Jumbo Verified™ lenders is prepared to assist, offering competitive rates and bespoke mortgage solutions for your Vail property!
Crafting Mortgage Solutions for Vail’s Elite Real Estate
In Vail, where alpine luxury meets outdoor adventure, your mortgage strategy needs to match the town’s exclusive nature. Our lenders specialize in finding the right fit for properties in Vail and its prestigious neighborhoods, including Lionshead Village and East Vail.
- A diverse array of mortgage types for Vail’s luxury homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Vail’s distinctive properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Tailored mortgage solutions for Vail and its upscale areas, like Cascade Village and Golden Peak
- Expert lenders with deep insight into Vail’s exclusive real estate market
- Competitive rates for purchasing or refinancing in Vail, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Aligning Your Mortgage with Vail’s Luxurious Lifestyle
Whether you’re drawn to the slopes of Vail Mountain or the charm of Vail Village, our lenders tailor mortgage plans to your property’s unique story and Vail’s luxurious mountain lifestyle.
2024 COLORADO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ALAMOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARAPAHOE COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ARCHULETA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BACA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOULDER COUNTY | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| BROOMFIELD COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CHAFFEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEYENNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEAR CREEK COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CONEJOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COSTILLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CROWLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DENVER COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| DOLORES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| EAGLE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ELBERT COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| EL PASO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARFIELD COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GILPIN COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| GRAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUNNISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HINSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUERFANO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| KIOWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIT CARSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LA PLATA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LARIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAS ANIMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MESA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOFFAT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEZUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTROSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTERO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OURAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PARK COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITKIN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PROWERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUEBLO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO BLANCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO GRANDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROUTT COUNTY | $1,012,000 | $1,295,550 | $1,566,050 | $1,946,200 |
| SAGUACHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN JUAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN MIGUEL COUNTY | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| SEDGWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMMIT COUNTY | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| TELLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND VAIL
Neighborhoods
East Vail, Vail Golf Course, Vail Village, Lionshead, Cascade Village, West Vail, Minturn, Avon, Mountain Star, Beaver Creek, Bachelor Gulch, Arrowhead, Edwards, Homestead, Singletree, Cordillera, Red Sky Ranch, Eagle, Gypsum & Ranch and Remote.
Zip Codes
81657, 81658, 81655, 81649, 80498, 81620, 80443, 81645, 80497, 81632, 80468, 80423, 80424, 80420, 80435 & 80461
Counties
Eagle County, Summit County, Lake County, Pitkin County, Garfield County, Rio Blanco County, Routt County, Jackson County, Grand County, Clear Creek County, Park County, Chaffee County, Gunnison County, Delta County & Mesa County.